WestJet RBC Mastercard Assessment – Cash We Have

The WestJet RBC Mastercard is nice for anybody who doesn’t wish to pay a excessive annual price and needs to economize on future WestJet flights or trip packages. Though you get restricted WestJet advantages, the incomes charge remains to be respectable.

Since this card has a low minimal private earnings requirement of $12,000, it’s a superb selection for many who don’t meet the upper earnings requirement that comes with the WestJet RBC World Elite Mastercard. Learn my WestJet RBC Mastercard assessment now for the complete particulars.

WestJet RBC Mastercard

Welcome bonus and earn charge

When signing up for the WestJet RBC Mastercard, the bonus has constantly been price as much as 10,000 WestJet factors. You’ll usually get 5,000 WestJet factors after your first buy and one other 5,000 WestJet factors once you spend $1,000 within the first three months of cardmembership.

As for the incomes charge, you’ll earn 1.5% again in WestJet {dollars} on WestJet flights and WestJet trip packages. All different purchases earn you 1% again in WestJet {dollars}. Though the incomes charge could seem low, the rewards are affordable for a card with an annual price of simply $39.

Advantages and perks

Since that is thought of an entry stage card, you received’t get many advantages. That mentioned, it does include one vital WestJet profit that makes this card a keeper.

Annual round-trip companion voucher

The most effective good thing about the RBC WestJet Mastercard is the annual round-trip companion voucher. With this voucher, the first cardholder can add a travelling companion to the identical round-trip itinerary for a base fare of simply $199 plus taxes, charges, and fees. This is applicable to anyplace in Canada and the continental U.S. (no Hawaii). Relying in your vacation spot, this might prevent just a few hundred {dollars}.

Save on gas at Petro-Canada

Whenever you hyperlink your WestJet RBC Mastercard, you’ll immediately save three cents per litre on gas at Petro-Canada gasoline stations. As well as, you’ll earn 20% extra Petro-Factors.

Earn Be Nicely factors at Rexall

Anybody who retailers at Rexall often shall be to listen to that your linked WestJet RBC Mastercard earns you 50 Be Nicely factors per greenback spent on all eligible purchases. These bonus factors are added to any in-store and private Be Nicely provides.

No supply charges with DoorDash for 3 months

The RBC WestJet Mastercard entitles you to $0 supply charges for 3 months when making orders on DoorDash. This profit normally prices $10 per thirty days. To get your free supply, you need to order no less than $15 and pay along with your WestJet RBC Mastercard.

Journey insurance coverage

• Journey accident – as much as $500,000
• Resort/motel housebreaking – as much as $2,500
• Delayed baggage insurance coverage – as much as $500 / 4 hours
• Auto rental collision/loss injury waiver insurance coverage – $65,000 – 48 days

Many individuals shall be shocked concerning the journey insurance coverage included whereas studying this WestJet RBC Mastercard assessment. Though you don’t get journey medical or journey cancellation insurance coverage, you get an honest quantity of prolonged journey insurance coverage.

Buy insurance coverage

• Buy safety – 90 days
• Prolonged guarantee – As much as one extra yr

Buy insurance coverage isn’t used, however you’ll be glad you might have it in case you ever must make a declare. Whenever you cost the whole value of your buy to your WestJet RBC Mastercard, you’re lined from loss, theft and injury for 90 days because of the included buy safety. As for the prolonged guarantee, it’s doubled as much as one extra yr.

How WestJet Rewards works

WestJet Rewards is a really fundamental loyalty factors. For flights, you may redeem 100 WestJet Factors for $1 off the bottom fare. You can too use your factors on seat choice and taxes, however the redemption charge is a bit of decrease.

Many individuals like WestJet Rewards due to the advantages you get and the way straightforward it’s to earn larger standing. WestJet Rewards has 4 tiers: teal, silver, gold and platinum. You get larger tier standing primarily based on how a lot you spend on qualifying WestJet flights and holidays. As your tier goes up, you get extra advantages.

If WestJet is the principle airline you fly with, incomes WestJet factors and having a co-branded bank card will prevent cash on future flights and trip packages.

WestJet RBC Mastercard eligibility

• You have to be a Canadian citizen
• You have to be the age of majority within the province or territory the place you reside
• You could have a private earnings of $12,000

RBC doesn’t state a selected credit score rating that’s required to be permitted. That mentioned, I like to recommend solely making use of in case your credit score rating is no less than 660. That places you in good standing, and it could improve the percentages of you being permitted.

How the WestJet RBC Mastercard compares to others

It isn’t straightforward to check the WestJet RBC Mastercard to others because it’s fairly particular. That mentioned, that is technically an airline bank card and one other WestJet bank card is obtainable, so we’ll use these as comparables.

WestJet RBC Mastercard vs. WestJet RBC World Elite Mastercard

The WestJet RBC World Elite Mastercard is the next tier WestJet card. This card earns you 2% in WestJet {dollars} on WestJet flights and trip packages. All different purchases earn you 1.5% again in WestJet {dollars}. As well as, you get a greater companion voucher, extra journey insurance coverage, and the primary checked bag free for the first cardholder and as much as eight visitors travelling on the identical reservation. Whereas this card has higher advantages, it has the next annual price of $119 and a minimal private earnings requirement of $80,000.

WestJet RBC Mastercard vs. CIBC Aeroplan Visa Card

With the CIBC Aeroplan Visa Card, you’ll earn 1 Aeroplan level per greenback spent on gasoline, groceries, and Air Canada purchases. All different purchases earn you 1 Aeroplan level per $1.50 spent. Though this incomes charge could seem low, 1 Aeroplan level could be price 1.5 – 2 cents every, so there’s some good worth right here. Nonetheless, Aeroplan is the loyalty program of Air Canada, so in case you primarily fly WestJet, you’d be higher off with a WestJet bank card. The CIBC Aeroplan Visa Card has no annual price.

WestJet RBC Mastercard vs. American Categorical Inexperienced Card

One different card that’s price evaluating is the American Categorical Inexperienced Card. It has no annual price, and also you’ll earn 1 American Categorical Membership Rewards level per greenback spent on all purchases. With Membership Rewards, you may redeem 1,000 factors for a $10 assertion credit score. Which means in case you booked a flight on WestJet, you may use your factors on your complete buy, together with taxes and extra fees.

Remaining ideas

My WestJet RBC Mastercard assessment is optimistic. This card is right for folks within the following conditions:

• You fly WestJet often – With this card, you’ll earn WestJet factors on all eligible purchases and get a free annual companion voucher.
• You don’t wish to pay a excessive annual price – The yearly price of $39 is cheap for what you get.
• You don’t have a excessive earnings – This card has a low minimal earnings requirement of $12,000.

In the event you fly WestJet often and also you’re in search of a journey bank card, this card may very well be a superb match for you. The annual round-trip companion voucher inside Canada for $199 plus taxes, charges, and fees is an unbelievable profit that must be motive sufficient to join the cardboard.